Terms & Conditions

You agree to indemnify QuesterGate and its subsidiaries, affiliates, officers, directors, agents or employees from any punitive, exemplary, consequential, incidental, indirect or special damages (including, without limitation, any personal injury, lost profits, business interruption, loss of programs or other data on your computer or otherwise) arising from or in connection with your use of the Platform, whether under a theory of breach of contract, tort, negligence, strict liability, malpractice, any other legal or equitable theory or otherwise, even if QuesterGate has been advised of the possibility of such damages. You hereby release QuesterGate and its holding company, subsidiaries, affiliates, officers, directors, agents and employees harmless from any and all claims, demands, and damages of every kind and nature (including, without limitation, actual, special, incidental and consequential), known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with your use of the Services. You waive the provisions of any state or local law limiting or prohibiting a general release. The foregoing indemnity shall apply to the fullest extent permitted by law in the applicable jurisdiction. This indemnity also applies with respect to damages incurred by you by reason of any products or services sold or provided on any linked Platforms or otherwise by third parties other than QuesterGate and received through the Services or any linked Platforms. Without prejudice to the indemnity above, in the event of any problem with the Platform or any of the services on the Platform, you agree that your sole and exclusive remedy is to cease using the Platform. Under no circumstances shall QuesterGate, its subsidiaries, affiliates, officers, directors, agents or employees be liable in any way for your use of Services, including, but not limited to, any errors or omissions in the Platform, downtime, any infringement by the Platform of the intellectual property rights or other rights of third parties, or for any loss or damage of any kind incurred as a result of the use of the Services. Without limiting the generality or effect of other provisions of this Terms of Use, you agree to indemnify, hold harmless, and defend QuesterGate and its subsidiaries, affiliates, officers, directors, affiliates, agents and employees, parent companies, (collectively, “Indemnified Parties” and each, individually, an “Indemnified Party”) against all costs, expenses, liabilities and damages (including reasonable attorney’s fees) incurred by any Indemnified Party in connection with any third party claims arising out of: (i) your use of the Platform or any part of it; (ii) your failure to comply with any applicable laws and regulations; and (iii) your breach of any obligations set forth in this Terms of Use. This indemnity obligation shall survive this Terms of Use and your use of the Platform. QuesterGate reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with QuesterGate in asserting any available defenses.

In the event of any breach of this Terms of Use, QuesterGate retains the right to suspend or terminate all or a portion of the services to you or restrict your access to the Platform. We reserve the right to revoke, terminate or suspend any privileges associated with accessing the Services for any reason (including regulatory instruction) or for no reason whatsoever. You agree that QuesterGate shall not be liable to you or any third party for any termination or suspension of your access to the Platform. Termination of your access to the Platform shall be without prejudice to any payment or sum due to you (including any accrued interest on your savings, if any) as at the date of termination or suspension of your account. Provided that if the termination or suspension of your account was as a result of your breach of this Terms of Use which resulted in any loss, penalty or damage to QuesterGate, we shall be entitled to set off such loss from any sum due to you. You shall be notified of the extent of the loss caused as a result of your breach (where quantifiable) and the extent of the set off applied to any sum due to you from QuesterGate. Balance sum accruing, if any, after the set off shall be remitted to you. If you wish to close your account, you may do so by contacting QuesterGate customer service through the contact details at the end of this Terms. Upon the closure of your QuesterGate account, we will transfer the funds in your QuesterGate name account, if any, to your Bank Account on or after the next available withdrawal date. In the event of an abrupt request closure of your account before the end of a savings cycle, QuesterGate shall be at liberty to charge or deduct any assessed charges, costs, taxes and any assessed damages (where applicable) prior to the refund of any sum due to you. Unless otherwise specified and agreed, you shall remain obligated to pay all outstanding charges, if any, relating to your use of the Platform prior to such closure request.

Any part of the terms and condition that is invalid, unenforceable or illegal shall be enforced as nearly as possible in accordance with its terms, but shall otherwise be deemed severed and shall not affect the enforceability of any other part of the terms and condition, which shall continue to be valid and enforceable to the fullest extent permitted by law.

Failure to insist on performance of any of the terms of this Terms of Use will not operate as a waiver of any subsequent default. No waiver by QuesterGate of any right under this Terms of Use will be deemed to be either a waiver of any other right or provision or a waiver of that same right or provision at any other time.

I have read, understood and accepted the terms and conditions. I acknowledge and accept QuesterGate Limited's intellectual property rights. I have contributed funds that have been legally obtained and that are in line with Nigeria's Anti-Money Laundering (AML) and Combating of Financial Terrorism (CFT) laws. I may be asked to submit additional KYC documentation for certain investment opportunities or as may be required and I hereby agree to do so.

Use of this Website under these Terms is subject only to the laws of the Federal Republic of Nigeria which exclusively govern the interpretation, application and effect of all the above permissions, exclusions, licenses and conditions of use.

The Courts of the Federal Republic of Nigeria have exclusive jurisdiction over all claims or disputes arising in relation to, out of or in connection with this Website and its use under these Terms. Where national regulatory authorities have jurisdiction over the contents of this Website, QuesterGate has attempted to ensure compliance with the requirements of such regulatory bodies. However, certain jurisdictions may legislate to prevent access to some of the information in this Website. QuesterGate makes no representation or warranty that this Website complies with the regulatory regimes of those countries that seeks to prohibit access to the information on this Website. All disputes from the implementation of this agreement or related to this agreement shall be resolved through friendly consultation between both Parties. In case no resolution is reached within thirty (30) QuesterGate working days after a Party makes a request for resolution, the Parties shall thereafter request for and submit any and all disputes arising under this Agreement to Arbitration in accordance with the laws of the Federal Republic of Nigeria. The Arbitral Tribunal shall consist of a sole arbitrator, jointly appointed by Parties, who shall determine any dispute submitted to Arbitration. The place of arbitration shall be in Nigeria. The language to be used in the arbitral proceedings shall be English and the award shall be final and binding upon the parties that is, without any right of appeal and shall be the exclusive remedy for all Arbitral Claims. The award shall be enforceable in any court of competent jurisdiction and the fees of the arbitrator shall be split between both parties equally. The parties agree that this paragraph shall survive the termination of the Agreement. Save for the user, no person who is not an investor, or a certified successor of an investor has any right to enforce any of the terms agreed to by the investor.

The Agreement, including the separate Privacy Policy and any other documents referred to herein, represents the entire understanding between both you and QuesterGate regarding the Services and the subject matter hereof and supersedes any prior statements or representations. In the event of a conflict between the terms of this Agreement and the terms of an exhibit, amendment, schedule, addendum or disclosure, the terms of the exhibit, amendment, schedule, addendum or disclosure shall prevail but, solely as to the subject matter herein.

Headings are for reference purposes only and in no way define, limit, construe, or describe the scope or extent of such section.